Mutual Trust Life Insurance Company

Mutual Trust was founded in 1904 on the principles of mutuality and policyholder participation…values Mutual Trust still embraces today. They now operate within a mutual holding company structure, so dividends aren’t guaranteed nor required by law. However, due to their financial strength and smart management, they have paid dividends to owners of participating products for over 100 years.

Mutual Trust’s product portfolio includes Whole Life and Term Life products as well as many value-added riders, such as term riders, paid-up additional insurance, accelerated death benefits, disability riders, and supplementary benefits. Mutual Trust also offers flexible and single-premium deferred annuities as part of their Integrity Plus Series.

Mutual Trust Life Insurance Company is a well-respected and financially secure company, rated highly by A.M. Best and Fitch.

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